Health | Beauty | Lifestyles

MORTGAGE PROTECTION A house is more than just a "house," isn't it? If you've laughed in it, cried in it, and lived in it, it's a home—your home. If something should happen to you, will it remain with those who have shared it with you? A life insurance plan can assure that your home stays with your loved ones. FAMILY INCOME You have worked hard to bring your family's standard of living up to where it is. You shouldn't be willing to give that up—no matter what. They say "you can't take it with you,"  but earning capacity goes when you do! There is a way to guarantee that they will never have to sacrifice that standard of living, whether you are here or not. Life insurance. EDUCATION FUNDS Few things concern parents today more than helping their children get a college education. If costs continue to rise, a private university's annual cost exceeds $30,000! Money like that can be hard to come by. What can you do about it? Make sure your ...

How many times have you been on a business trip and just been too busy to have a proper lunch? With today’s fast-paced lifestyle, it is important to follow these essential guidelines to proper nutrition and good eating habits on the road. When selecting meat, poultry, dry beans, and milk or milk products, make choices that are lean, low-fat or fat-free.   Eating the right food means consuming a sufficient amount of fruits and vegetables. Select from all five vegetable subgroups (dark green, orange, legumes, starchy vegetables and other vegetables) several times a week.   Consume three or more ounce-equivalents of whole-grain products per day. In general, at least half the grains should come from whole grains.   As part of your good eating habits during your travels, consume three cups per day of fat-free or low-fat milk or equivalent milk products.   Consume less than 10 percent of calories from saturated fatty acids and less than 300 mg/day of cholesterol, a...

Given the complicated and fast-changing world we live in today, we encounter many dangers and risks daily. Such vulnerability and openness to jeopardy make us easy prey for predators of all forms, be it financial, physical, etc. Because of this, we ought to find ways to reduce our exposure to risk. To do so, one good way would be to transfer risk to third parties. Here, to gain knowledge on how to transfer risk, please read on! Today, with our society's complexity, one of the best ways to transfer risk would be through insurance. Many might think that insurance is expensive and a waste of money due to the high premiums paid. However, in contrary to their beliefs, insurance is in fact an important tool everyone ought to use as you basically only pay a tangible cost (money) to get intangible benefits (confidence, certainty, productivity, etc) and tangible claims (if something happens to you). Here, you can spend 1 to get 2 rewards. Given this, wouldn't insurance be a good inv...

Some people swear by the mantra "everything in moderation," but the truth is, some foods, no matter how good they taste, are better off left alone. If you need a little motivation to stay away from these most  unhealthy foods , consider that four of the 10 leading causes of death in the United States are related to diet (diabetes, heart disease, cancer and stroke). And if you're looking to improve yours, cutting back on these six foods is a great place to start. 1. Soda. An average can of soda has 10 teaspoons of sugar, 150 calories, 30 to 55 mg of caffeine, artificial food colors and sulphites. Diet sodas have the even-more-unhealthy artificial sweeteners. A major part of the problem is that sodas have become a staple in many people's diets. A study in the journal Pediatrics found that 56 percent to  85 percent of children consume at least one soft drink a day , and 20 percent of adolescent males drink four or more sodas a day. "Parents and health officials n...

Doesn't it just conjure up some insurance salesman knocking on your door trying to sell you a policy that covers you for accidents only, for a small amount and costs you the earth? No? It doesn't too me either because those days are long gone! I prefer to call it "Life Assurance" anyway, because it is assuring you that your life is covered in the event of death and that what your life is insured for, will be paid out to your estate or policy owner. But how many of you actually have this cover in place? I know of lots of my friends, who are in their 20's and 30's who don't have the cover because: 1) they don't know anything about (lack of education) and  2) they don't think they need it and see it as an extra cost.   How little they know... like anything, the earlier you start, the cheaper it is... Following are 5 important reasons why YOU should have life assurance and why those around you too should saving and/or invest in this: ...